Get rewarded when you bank with FNB or RMB Private Bank

eBucks Rewards is one of South Africa's leading rewards programmes. For 20 years, we’ve been giving our customers more value, more benefits and even more rewards.
You can earn eBucks while doing everyday things – like shopping, filling up with fuel or buying airtime. You can spend your eBucks on anything from a dream holiday to monthly essentials or the latest gadget.
Earn and spend eBucks at over 30 online or in-store partners including Clicks, Engen, Takealot, iStore, SPAR, Checkers and Shoprite. Plus, you can use your eBucks when you book flights, travel packages and car hire using the FNB or RMB Private Bank app or the eBucks website.

Why you should join eBucks Rewards

Joining eBucks is free

There's no joining fee and no monthly subscription fee. Your eBucks never expire, so you can save up to buy something special.

More about Joining eBucks

Earning eBucks is easy

Depending on your account, you earn eBucks whenever you use your qualifying FNB or RMB Private Bank account to pay for goods. Plus, when you use your bank card at an eBucks partner, you can earn even more eBucks! eBucks Rewards members can earn up to R8/litre back in eBucks at Engen per month, up to 15%% back in eBucks when buying groceries at Checkers and Shoprite as well as SPAR and up to 15%* back in eBucks on health and beauty essentials at Clicks. Your eBucks are automatically allocated to your eBucks account every month – no fuss, no admin.

Some accounts such as FNB Easy PayU and FNB Easy Smart earn vouchers towards their monthly groceries.

More about earning eBucks

Customise your spending to suit your pocket

When shopping at any one of our in-store or online partners, you have the freedom to decide if you want to pay for your purchase in full or part-pay using both your eBucks and your FNB or RMB Private Bank Card. You can use your eBucks to help you pay for a big-ticket item like a laptop, a new TV, or even cover part of your monthly grocery bills. Plus, with the ‘pay in eBucks’ option on the FNB or RMB Private Banking App, you will also have the choice to switch the amount you spent in Rands to eBucks at selected partners after making a purchase.

More about spending eBucks

Track your rewards conveniently and securely on the App

View the ‘Earn more eBucks’ and ‘Track my rewards’ (or track my eBucks for FNB Aspire) tabs on the FNB or RMB Private Bank App every month and learn how you can maximise your rewards. See how many eBucks you could be earning, check your reward level, access all your eBucks benefits and so much more.

 

Get discounts at the eBucks Shop and with eBucks Travel

The better you bank, the higher your reward level, the greater your discount! You can get discounts of up to 40%* when paying in eBucks on the eBucks Shop. Plus, you get up to 40%* off for yourself and your family when you book selected flights, bus tickets and domestic car hire through eBucks Travel.
*Discounts exclude all taxes, and surcharges.

Terms and conditions apply.

More rewards for the whole family

Now the whole family can benefit from eBucks. Earn up to 40% back in eBucks on your Netflix and Spotify® subscriptions**. Plus, use your FNB Fusion or credit card for 100% of your monthly spend and you could get a Kauai monthly benefit up to the value of R120, and a small smoothie for your child. Enjoy 2-for-1 discounts with the Entertainer App – let FNB cover your sign-up costs. Get a complimentary Wimpy meal(burger or breakfast) for yourself and your child at participating Engen 1Stops if you're on reward level 2 or higher.

More about rewards

It's no wonder we've been recognised as the world’s Best Loyalty Benefits Programme in a Financial Product by the International Loyalty Awards 2024.

*Terms, Conditions and Earn rules apply

** When you and a life partner or spouse both have the same FNB or RMB Private Bank accounts(for example, you both have FNB Premier accounts) and when you're on the spousal pricing option OR when you have an active linked FNBy account.