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Overview Earn in-store Spend in-store My eBucks Balance Back

Earn up to 20%* back in eBucks at Pick n Pay stores, or up to 30%* on the Pick n Pay asap! App. Plus, FNB Easy customers pay just 99c for a 600g loaf of white or brown bread up to 4 times in a month at Pick n Pay stores nationwide and can get up to R100 grocery vouchers per month.

Pick n Pay is recognised as one of South Africa's leading retailers since 1967, the retailer prides itself on its legacy of supplying consistently high–quality products at great value to customers nationwide. As an eBucks partner, Pick n Pay also brings additional value to eBucks customers, giving them the ability to earn eBucks for their shopping and to pay or part–pay for their purchases in–store.

How to Earn

FNB EASY PAYU AND FNB EASY BUNDLE CUSTOMERS pay just 99c for a 600g loaf of brown or white bread up to 4 times in a month.

As an FNB Easy PAYU or FNB Easy Bundle Debit Card holder, you can pay only 99 cents for a 600g loaf of white or brown bakery baked bread at any Pick n Pay store nationwide.

Simply swipe your FNB Easy Debit Card for any amount and you will receive a voucher code via SMS.

You can also receive a monthly grocery voucher of R25, R50 or R100 when you swipe your FNB Easy Bundle Debit card for at least R250 at Pick n Pay every month.

Click here to review your earn rules.

How to qualify

  • To qualify, you must swipe your FNB Easy Debit Card for any amount at any Pick n Pay store.
  • You can qualify up to 4 times a month.
  • You can receive more than one voucher per week, and it can be from any of the participating stores that you swiped your FNB card at.
  • Qualifying swipes will be tracked from Monday to Sunday, and the vouchers will be sent to qualifying customers by Wednesday of the following week.
  • The SMS will specify the expiry date for the voucher.
  • Voucher is valid for 31 days from the date of allocation.

How to redeem

  • Qualifying Easy PayU and Easy Bundle card holders will pay only 99c for a 600g loaf of bakery baked brown or white bread from Pick n Pay stores nationwide.
  • You must produce or read out the unique code to the cashier once the products have been scanned, the total payable for the 600g loaf of brown or white bread will be reduced to 99c.
  • The code will only be valid for this loaf of bread and not any other purchases.
  • You can redeem more than one code in a single purchase for the same number of loaves, provided that the code is valid and has not expired.
  • While stocks last.
FNB ASPIRE: EARN UP TO R150 BACK

in eBucks every month when you buy groceries at Pick n Pay and asap! with your qualifying FNB Aspire Card. You can get an extra R150 if you also shop on Pick n Pay asap! using your virtual card.

Click here to review your earn rules

You will not earn eBucks spend above the R3 000 spend limit made using your physical FNB Fusion Aspire Card, Virtual Card, FNB Aspire Credit Card and/or your FNB Aspire Debit Card

FNB PREMIER, PRIVATE CLIENTS, PRIVATE WEALTH AND RMB PRIVATE BANK

Earn up to 30%* back in eBucks every month when you shop online at Pick n Pay asap! using your qualifying FNB Premier, Private Clients, FNB Private Wealth or RMB Private Bank virtual card.

Earn up to 20%* back in eBucks every month when you shop instore at Pick n Pay using your qualifying FNB Private Clients, FNB Private Wealth or RMB Private Bank virtual card.

If you pay with your physical card at Pick n Pay instore, you'll earn up to 1%* back in eBucks depending on your FNB account.

The percentage you earn back depends on your reward level and whether you are shopping in–store or on the Pick n Pay asap! App.

Reward Level
Store Card Used 1 2 3 4 5
Premier Pick n Pay Physical Card 0.25%
Virutal Card 1.5% 3% 6% 10% 20%
Pick n Pay asap! Physical Card 0.25%
Virutal Card 2% 5% 10% 15% 30%
FNB Private Clients Pick n Pay Physical Card 0.5%
Virutal Card 1.5% 3% 6% 10% 20%
Pick n Pay asap! Physical Card 0.5%
Virutal Card 2% 5% 10% 15% 30%
FNB Private Wealth & RMB Private Bank Pick n Pay Physical Card 1%
Virutal Card 1.5% 3% 6% 10% 20%
Pick n Pay asap! Physical Card 1%
Virutal Card 2% 5% 10% 15% 30%
Customers aged 70 and above do not need to achieve the Virtual Card spend requirement

Click here to check the qualifying requirements for your account. Find out more about the FNB or RMB Private Bank Virtual Card.
*eBucks earn is dependent on your reward level and spend limits. Applicable spend limits are available in the applicable account earn pages under the “Terms and conditions”.

FNB GOLD, PLATINUM, ENTEPRISE, HEALTHCARE & PRIVATE , RMB PRIVATE BANK BUSINESS

Earn up to 30%* back in eBucks every month when you shop online at Pick n Pay asap! using your qualifying FNB/RMB Business physical or virtual card.

Earn up to 20%* back in eBucks every month when you shop instore at Pick n Pay using your qualifying FNB/RMB Private Bank Business physical or virtual card.

The percentage you earn back depends on your reward level and whether you are shopping in–store or on the Pick n Pay asap! app

Reward Level
Store Card Used 1 2 3 4 5
Gold Pick n Pay asap! Physical &
Virtual Card		 2% 5% 10% 15% 30%
Pick n Pay Physical &
Virtual Card		 1.5% 3% 6% 10% 20%
Healthcare & Private Pick n Pay asap! Physical &
Virtual Card		 2% 5% 10% 15% 30%
Pick n Pay Physical &
Virtual Card		 1.5% 3% 6% 10% 20%
Platinum Pick n Pay asap! Physical &
Virtual Card		 2% 5% 10% 15% 30%
Pick n Pay Physical &
Virtual Card		 1.5% 3% 6% 10% 20%
Enterprise Pick n Pay asap! Physical &
Virtual Card		 2% 5% 10% 15% 30%
Pick n Pay Physical &
Virtual Card		 1.5% 3% 6% 10% 20%

Click here to check the qualifying requirements for your account. Find out more about the FNB or RMB Private Bank Virtual Card
*eBucks earn is dependent on your reward level and spend limits. Applicable spend limits are available in the applicable account earn pages under the “Terms and conditions”.

How to spend your eBucks in-store

Your eBucks card is your key to spending eBucks at our in-store partners. Present your eBucks card when you pay and enter your 4-digit eBucks PIN when asked for it. Your eBucks card works just like a debit card.

Not enough eBucks? Use both your eBucks and your bank card to pay

If you don't have enough eBucks to pay for your purchase in full, you can pay the difference using your FNB or RMB Private Bank physical or Virtual Card. Swipe your eBucks card at the till, enter your 4-digit eBucks PIN, then pay the balance with your bank card.

Rules to remember

  • Participating stores include Pick n Pay, Pick n Pay asap! and Pick n Pay Liquor, within South Africa.
  • eBucks can be earned at Pick n Pay, on Pick n Pay asap!, and Pick n Pay Liquor stores within South Africa.
  • eBucks can be spent at Pick n Pay and Pick n Pay Liquor stores within South Africa. You cannot spend eBucks on Pick n Pay asap!.
  • You cannot earn eBucks at Pick n Pay Express, Pick n Pay Pharmacies, Money Market counters, Webtickets, Value–added services (such as utility and DStv payments), and Cash@Till transactions.
  • For all purchase queries, please contact Pick n Pay directly.
  • Pick n Pay refund policies apply. You cannot be refunded in cash for items you've bought using your eBucks.

How to check your eBucks balance before spending your eBucks

  • App: login to our app and click on the eBucks icon on the Home screen
  • FNB's electronic channels: Register for and log onto Online Banking or FNB Cellphone Banking
  • Online: login to the eBucks website and go My eBucks.
  • SMS the word 'balance' and your ID number to 32224. Each SMS costs R1.
  • Call us on 087 320 3200.
Terms, Conditions and Earn Rules apply